This insurance provides financial protection against many of those things that can go wrong with your wedding plans, including cancellation from most causes beyond your control.
1-Wedding cancellation: Reimbursement of all deposits paid or contracted to be paid for transportation, catering, accommodation, photos, flowers or dress because of unexpected cancellation of the wedding caused by: Death, injury, illness, jury duty or unemployment of bride or groom or immediate family. Coverage also available for unforeseen occupational posting overseas of the bride or groom or problems with the rented premises such as damage to the premise, closure by authority or bankruptcy. Extreme weather conditions also included.
2- Wedding photos and video: Payment of the extra expenses necessary to retake the photo if they cannot be reproduced for any reason including non appearance for the photographer. The cost already paid for the video is also covered if it cannot be produced.
3- Bridal Attire: Coverage for physical loss or damage to the bridal attire once the property is the care of the insured. Coverage will also extend if the supplier of the attire suffers financial failure and deposits are lost.
4- Wedding present: Insurance for direct physical loss or damage to wedding presents (24 hours prior and after the wedding) while property is at the couples home or reception location or in transit between the 2. (money and gift certificates excluded)
5- Honeymoon Cancellation: Will reimburse if insured suffers a loss of pre-paid, non-refundable cost for travel due to the cancellation of the actual wedding.
6- Loss deposit: Will pay for non-refundable deposits made to providers of any booked goods or services if they suffers financial failure or, if any booked live entertainment do not appear.
OPTIONAL: Liability coverage for the reception can also be included in your Weddinguard policy. This will include General Liability as well as Host Liquor Liability (if applicable)
